:root{--navy:#10233f;--blue:#195b91;--blue-2:#287cb7;--gold:#800020;--ink:#172235;--muted:#617087;--paper:#ffffff;--soft:#f3f7fb;--line:#dce5ee;--success:#16735a;--shadow:0 18px 55px rgba(16,35,63,.12);--radius:22px;--max:1180px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,"Helvetica Neue",sans-serif;line-height:1.65}
a{color:inherit}
img,svg{display:block;max-width:100%}
button,input{font:inherit}
.skip{position:absolute;left:16px;top:-80px;z-index:100;background:#fff;color:var(--navy);padding:12px 16px;border-radius:8px;box-shadow:var(--shadow)}
.skip:focus{top:16px}
:focus-visible{outline:3px solid var(--gold);outline-offset:4px}
.container{width:min(calc(100% - 40px),var(--max));margin-inline:auto}
.topbar{background:#09182c;color:#dfe9f5;font-size:.84rem}
.topbar .container{display:flex;justify-content:space-between;gap:24px;padding:9px 0}
.topbar p{margin:0}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid rgba(220,229,238,.9);backdrop-filter:blur(12px)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{text-decoration:none;display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy);letter-spacing:-.02em}
.brand-mark{width:42px;height:42px;border-radius:12px;background:linear-gradient(145deg,var(--blue),var(--navy));display:grid;place-items:center;color:#fff;box-shadow:0 8px 18px rgba(25,91,145,.24);overflow:hidden}
.brand-mark img{width:100%;height:100%;max-width:none;object-fit:cover;object-position:center}
.brand span:last-child{font-size:1.04rem}
.nav-links{display:flex;align-items:center;gap:24px}
.nav-links a{text-decoration:none;font-weight:700;font-size:.92rem;color:#33445b}
.nav-links a:hover{color:var(--blue)}
.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:0 20px;border-radius:12px;text-decoration:none;font-weight:800;transition:.2s ease}
.nav-cta,.button.primary{background:var(--gold);color:#fff;box-shadow:0 10px 24px rgba(128,0,32,.24)}
.nav-cta:hover,.button.primary:hover{transform:translateY(-2px);background:#66001a}
.button.secondary{color:#fff;border:1px solid rgba(255,255,255,.42);background:rgba(255,255,255,.08)}
.button.secondary:hover{background:rgba(255,255,255,.15)}
.menu-button{display:none;border:0;background:transparent;padding:8px;color:var(--navy);cursor:pointer}
.menu-button svg{width:28px}
.hero{position:relative;overflow:hidden;background:linear-gradient(122deg,#0d213d 0%,#164d79 62%,#1b648e 100%);color:#fff;padding:78px 0 82px}
.hero:before{content:"";position:absolute;width:520px;height:520px;border:1px solid rgba(255,255,255,.12);border-radius:50%;right:-190px;top:-260px;box-shadow:0 0 0 70px rgba(255,255,255,.035),0 0 0 140px rgba(255,255,255,.025)}
.hero-grid{position:relative;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(320px,.8fr);gap:70px;align-items:center}
.breadcrumb{display:flex;flex-wrap:wrap;gap:9px;align-items:center;margin:0 0 25px;color:#c9dded;font-size:.88rem}
.breadcrumb a{text-decoration:none}
.eyebrow{display:inline-flex;align-items:center;gap:9px;margin-bottom:18px;color:#efb6c4;font-size:.82rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}
h1{font-size:clamp(2.45rem,5vw,4.65rem);line-height:1.04;letter-spacing:-.055em;margin:0 0 24px;max-width:760px}
.hero-copy>p{font-size:1.12rem;color:#d8e5f0;max-width:680px;margin:0 0 31px}
.hero-actions{display:flex;flex-wrap:wrap;gap:13px}
.hero-panel{position:relative;background:rgba(255,255,255,.97);color:var(--ink);padding:30px;border-radius:var(--radius);box-shadow:0 28px 65px rgba(2,14,29,.28)}
.hero-panel h2{font-size:1.36rem;margin:0 0 8px;color:var(--navy)}
.hero-panel>p{margin:0 0 23px;color:var(--muted)}
.check-list{list-style:none;padding:0;margin:0;display:grid;gap:15px}
.check-list li{display:grid;grid-template-columns:30px 1fr;gap:10px;align-items:start;font-weight:700}
.check{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:#e6f5f0;color:var(--success);font-size:.85rem}
.mini-note{border-top:1px solid var(--line);margin-top:23px;padding-top:18px;color:var(--muted);font-size:.85rem}
section{padding:88px 0}
.section-head{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:40px}
.section-head>div{max-width:730px}
.section-kicker{margin:0 0 10px;color:var(--blue);font-size:.79rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
h2{font-size:clamp(2rem,3.5vw,3rem);line-height:1.12;letter-spacing:-.04em;color:var(--navy);margin:0 0 16px}
.section-head p,.intro{margin:0;color:var(--muted);font-size:1.03rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{position:relative;border:1px solid var(--line);border-radius:18px;padding:28px;background:#fff;transition:.2s ease;overflow:hidden}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#bfd2e3}
.card:after{content:"";position:absolute;left:0;bottom:0;width:100%;height:4px;background:linear-gradient(90deg,var(--blue),var(--gold));transform:scaleX(0);transform-origin:left;transition:.25s ease}
.card:hover:after{transform:scaleX(1)}
.icon{width:50px;height:50px;border-radius:14px;background:#eaf2f8;color:var(--blue);display:grid;place-items:center;margin-bottom:20px}
.icon svg{width:25px;height:25px}
.card h3{margin:0 0 9px;color:var(--navy);font-size:1.17rem}
.card p{margin:0;color:var(--muted);font-size:.94rem}
.fit{background:var(--soft)}
.fit-grid{display:grid;grid-template-columns:.88fr 1.12fr;gap:58px;align-items:center}
.visual{min-height:430px;position:relative;border-radius:26px;padding:34px;background:linear-gradient(150deg,var(--navy),#1d668f);overflow:hidden;box-shadow:var(--shadow);color:#fff}
.visual:before{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:rgba(255,255,255,.06);right:-75px;top:-80px}
.visual-label{position:relative;color:#efb6c4;font-weight:800;letter-spacing:.1em;text-transform:uppercase;font-size:.76rem}
.visual h3{position:relative;font-size:2rem;line-height:1.18;margin:24px 0 35px;max-width:430px}
.path{position:relative;display:grid;gap:13px}
.path-item{display:flex;align-items:center;gap:13px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);padding:13px 15px;border-radius:13px}
.path-item strong{width:30px;height:30px;border-radius:9px;background:var(--gold);color:#fff;display:grid;place-items:center;flex:0 0 auto}
.fit-list{display:grid;gap:14px;margin:27px 0 0}
.fit-row{display:grid;grid-template-columns:42px 1fr;gap:14px;padding:17px 18px;background:#fff;border:1px solid var(--line);border-radius:14px}
.fit-row svg{width:23px;color:var(--blue);margin-top:2px}
.fit-row h3{margin:0 0 3px;font-size:1rem;color:var(--navy)}
.fit-row p{margin:0;color:var(--muted);font-size:.9rem}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:44px}
.step{position:relative;padding:0 27px;border-left:1px solid var(--line)}
.step:first-child{border-left:0;padding-left:0}
.step:last-child{padding-right:0}
.step-no{display:inline-block;color:var(--gold);font-size:2rem;font-weight:900;line-height:1;margin-bottom:20px}
.step h3{color:var(--navy);font-size:1.06rem;margin:0 0 9px}
.step p{color:var(--muted);font-size:.9rem;margin:0}
.faq{background:#fff;padding-top:30px}
.faq-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:70px;align-items:start}
.faq aside{position:sticky;top:110px}
.faq-list{display:grid;gap:12px}
details{border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden}
summary{list-style:none;cursor:pointer;padding:20px 54px 20px 20px;color:var(--navy);font-weight:800;position:relative}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--blue)}
details[open] summary:after{content:"−"}
details p{padding:0 20px 20px;margin:0;color:var(--muted)}
.cta{padding:36px 0 88px}
.cta-box{position:relative;overflow:hidden;display:grid;grid-template-columns:1fr auto;align-items:center;gap:35px;padding:44px 48px;border-radius:24px;background:var(--navy);color:#fff}
.cta-box:after{content:"";position:absolute;width:220px;height:220px;border-radius:50%;background:rgba(255,255,255,.05);right:-40px;bottom:-130px}
.cta-box h2{color:#fff;margin-bottom:9px;font-size:clamp(1.8rem,3vw,2.55rem)}
.cta-box p{color:#cbd8e6;margin:0;max-width:720px}
.cta-box .button{position:relative;z-index:1;white-space:nowrap}
footer{background:#08172a;color:#c2cfdd;padding:52px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.25fr .75fr .75fr;gap:60px}
footer .brand{color:#fff;margin-bottom:16px}
footer p{margin:0;color:#9eafc2;max-width:480px}
footer h2{font-size:1rem;color:#fff;letter-spacing:0;margin:2px 0 15px}
footer ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}
footer a{text-decoration:none;color:#b9c7d6}
footer a:hover{color:#fff}
.copyright{border-top:1px solid rgba(255,255,255,.1);margin-top:38px;padding-top:22px;font-size:.83rem;color:#8395a8}
@media (max-width:960px){.nav-links{display:none;position:absolute;left:20px;right:20px;top:70px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav-links.open{display:flex}.menu-button{display:block}.nav-cta{display:none}.hero-grid,.fit-grid,.faq-grid{grid-template-columns:1fr}.hero-grid{gap:42px}.hero-panel{max-width:650px}.cards{grid-template-columns:repeat(2,1fr)}.process-grid{grid-template-columns:repeat(2,1fr);gap:32px}.step:nth-child(3){border-left:0;padding-left:0}.faq aside{position:static}.cta-box{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media (max-width:640px){.container{width:min(calc(100% - 28px),var(--max))}.topbar .container{justify-content:center;text-align:center}.topbar p:last-child{display:none}.nav{min-height:68px}.brand span:last-child{font-size:.95rem}.hero{padding:50px 0 56px}.hero-grid{grid-template-columns:1fr}.breadcrumb{font-size:.8rem}.hero-copy>p{font-size:1rem}.hero-actions{display:grid}.button{width:100%}.hero-panel{padding:23px}.section-head{display:block}.section-head>p{margin-top:14px}section{padding:64px 0}.cards,.process-grid{grid-template-columns:1fr}.visual{min-height:390px;padding:27px}.process-grid{gap:0}.step,.step:first-child,.step:nth-child(3){border-left:0;border-top:1px solid var(--line);padding:24px 0}.step:first-child{border-top:0;padding-top:0}.cta{padding-bottom:64px}.cta-box{padding:31px 24px}.footer-grid{grid-template-columns:1fr;gap:34px}.footer-grid>div:first-child{grid-column:auto}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}