:root {
  --navy: #10243e;
  --navy-soft: #183653;
  --blue: #176b87;
  --blue-light: #e8f3f6;
  --gold: #800020;
  --ink: #1d2939;
  --muted: #667085;
  --line: #e4e7ec;
  --surface: #f7f9fb;
  --white: #ffffff;
  --success: #217a58;
  --radius: 18px;
  --shadow: 0 18px 46px rgba(16, 36, 62, 0.09);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Arial, Helvetica, sans-serif;
  line-height: 1.65;
}
body.sgk-menu-open { overflow: hidden; }
a { color: inherit; }
img { max-width: 100%; display: block; }
.container { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }
.skip-link {
  position: fixed;
  top: 12px;
  left: 12px;
  z-index: 100;
  padding: 10px 14px;
  color: var(--white);
  background: var(--navy);
  border-radius: 8px;
  transform: translateY(-160%);
}
.skip-link:focus { transform: translateY(0); }
a:focus-visible, button:focus-visible, summary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 4px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, .97);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(10px);
}
.header-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.brand img { width: 168px; height: auto; }
.nav { display: flex; align-items: center; gap: 24px; }
.nav a {
  color: #344054;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
}
.nav a:hover, .nav a[aria-current="page"] { color: var(--blue); }
.nav .contact-link {
  padding: 11px 17px;
  color: var(--white);
  background: var(--blue);
  border-radius: 10px;
}
.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--white);
  color: var(--navy);
  font-size: 16px;
  font-weight: 800;
  cursor: pointer;
}

.breadcrumb-wrap { border-bottom: 1px solid var(--line); background: var(--surface); }
.breadcrumb {
  min-height: 52px;
  display: flex;
  align-items: center;
  gap: 9px;
  color: var(--muted);
  font-size: 14px;
}
.breadcrumb a { color: var(--blue); text-decoration: none; }

.page-intro { padding: 70px 0 54px; }
.intro-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(300px, .65fr);
  gap: 56px;
  align-items: start;
}
.kicker {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin-bottom: 16px;
  color: var(--blue);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: .09em;
  text-transform: uppercase;
}
.kicker::before { content: ""; width: 28px; height: 2px; background: var(--gold); }
h1, h2, h3 { color: var(--navy); line-height: 1.18; }
h1 { max-width: 760px; margin: 0 0 22px; font-size: clamp(38px, 5vw, 64px); letter-spacing: -.045em; }
.lead { max-width: 720px; margin: 0; color: #475467; font-size: 19px; }
.intro-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.button {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 20px;
  border: 1px solid transparent;
  border-radius: 11px;
  font-weight: 800;
  text-decoration: none;
}
.button-primary { color: var(--white); background: var(--blue); }
.button-secondary { color: var(--navy); background: var(--white); border-color: var(--line); }
.button:hover { transform: translateY(-1px); }

.summary-card {
  padding: 28px;
  border: 1px solid var(--line);
  border-top: 4px solid var(--gold);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow);
}
.summary-card .summary-logo { width: 52px; height: 52px; margin: 0 0 16px; object-fit: contain; }
.summary-card h2 { margin: 0 0 18px; font-size: 22px; }
.summary-list { margin: 0; padding: 0; list-style: none; }
.summary-list li {
  display: grid;
  grid-template-columns: 28px 1fr;
  gap: 10px;
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
}
.summary-list li:last-child { border-bottom: 0; }
.check {
  width: 22px;
  height: 22px;
  display: grid;
  place-items: center;
  margin-top: 2px;
  border-radius: 50%;
  color: var(--success);
  background: #eaf7f1;
  font-weight: 900;
}
.note { margin: 18px 0 0; color: var(--muted); font-size: 13px; }

.section { padding: 82px 0; }
.section-muted { background: var(--surface); }
.section-head { max-width: 720px; margin-bottom: 38px; }
.section-head h2 { margin: 0 0 14px; font-size: clamp(29px, 4vw, 42px); letter-spacing: -.03em; }
.section-head p { margin: 0; color: var(--muted); font-size: 17px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.service-card {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: var(--white);
}
.service-number {
  display: inline-grid;
  width: 42px;
  height: 42px;
  place-items: center;
  margin-bottom: 20px;
  border-radius: 12px;
  color: var(--blue);
  background: var(--blue-light);
  font-weight: 900;
}
.service-card h3 { margin: 0 0 10px; font-size: 20px; }
.service-card p { margin: 0; color: var(--muted); }

.process-grid {
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 60px;
  align-items: start;
}
.process-grid h2 { margin: 0 0 18px; font-size: clamp(29px, 4vw, 42px); letter-spacing: -.03em; }
.process-grid > div > p { color: var(--muted); }
.steps { display: grid; gap: 16px; }
.step {
  display: grid;
  grid-template-columns: 54px 1fr;
  gap: 18px;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: 15px;
  background: var(--white);
}
.step-index {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--white);
  background: var(--navy);
  font-weight: 900;
}
.step h3 { margin: 2px 0 6px; font-size: 19px; }
.step p { margin: 0; color: var(--muted); }

.info-box {
  margin-top: 28px;
  padding: 20px 22px;
  border-left: 4px solid var(--gold);
  border-radius: 0 12px 12px 0;
  background: #fff1f4;
  color: #66001a;
}
.faq-list { display: grid; gap: 12px; max-width: 900px; }
details { border: 1px solid var(--line); border-radius: 14px; background: var(--white); }
summary {
  padding: 20px 54px 20px 22px;
  color: var(--navy);
  font-weight: 800;
  cursor: pointer;
  position: relative;
  list-style: none;
}
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 22px; top: 16px; font-size: 26px; color: var(--blue); }
details[open] summary::after { content: "−"; }
details p { margin: 0; padding: 0 22px 22px; color: var(--muted); }

.cta { padding: 44px 0 82px; }
.cta-panel {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  padding: 42px;
  border-radius: 22px;
  color: var(--white);
  background: var(--navy);
}
.cta-panel h2 { margin: 0 0 10px; color: var(--white); font-size: clamp(27px, 4vw, 38px); }
.cta-panel p { max-width: 690px; margin: 0; color: #d8e2ec; }
.cta-panel .button { flex: 0 0 auto; color: var(--navy); background: var(--white); }

.site-footer { padding: 30px 0; border-top: 1px solid var(--line); color: var(--muted); font-size: 14px; }
.footer-inner { display: flex; justify-content: space-between; gap: 24px; }
.footer-links { display: flex; flex-wrap: wrap; gap: 18px; }
.footer-links a { text-decoration: none; }

@media (max-width: 900px) {
  .menu-toggle { display: inline-grid; place-items: center; }
  .nav {
    display: none;
    position: absolute;
    top: 78px;
    left: 20px;
    right: 20px;
    padding: 18px;
    flex-direction: column;
    align-items: stretch;
    gap: 8px;
    border: 1px solid var(--line);
    border-radius: 14px;
    background: var(--white);
    box-shadow: var(--shadow);
  }
  .nav.is-open { display: flex; }
  .nav a { padding: 10px; }
  .intro-grid, .process-grid { grid-template-columns: 1fr; gap: 34px; }
  .service-grid { grid-template-columns: 1fr 1fr; }
  .cta-panel { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 620px) {
  .container { width: min(100% - 28px, 1160px); }
  .header-inner { min-height: 70px; }
  .brand img { width: 150px; }
  .nav { top: 70px; left: 14px; right: 14px; }
  .page-intro { padding: 48px 0 38px; }
  h1 { font-size: 40px; }
  .lead { font-size: 17px; }
  .intro-actions, .intro-actions .button { width: 100%; }
  .section { padding: 60px 0; }
  .service-grid { grid-template-columns: 1fr; }
  .service-card { padding: 23px; }
  .step { grid-template-columns: 42px 1fr; padding: 18px; }
  .step-index { width: 40px; height: 40px; }
  .cta { padding-bottom: 60px; }
  .cta-panel { padding: 28px 22px; }
  .cta-panel .button { width: 100%; }
  .footer-inner { flex-direction: column; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}